Insurance cannot bring a dead person back to life. It can give the heirs money, but that is not the same. On the surface humans will need to cross the roads and we don’t know how to do that safely. In tunnels humans will never need to cross these vehicles and thus it is much easier to not kill someone.
You can get insurance to cover whatever you want. Normally it isn’t cost effective to get insurance for small losses from a minor accident, but you can get it if you really want (you will need to see a specialty provider)
But nobody is there so insurance replaces the package and you dig a new tunnel.
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Insurance cannot bring a dead person back to life. It can give the heirs money, but that is not the same. On the surface humans will need to cross the roads and we don’t know how to do that safely. In tunnels humans will never need to cross these vehicles and thus it is much easier to not kill someone.
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Trams have drivers to hit the emergency stop.
You can get insurance to cover whatever you want. Normally it isn’t cost effective to get insurance for small losses from a minor accident, but you can get it if you really want (you will need to see a specialty provider)
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There are no automous trams. There are several automous metro systems.
you can get insurance for anything. That doesn’t mean anyone does. For nuclear they don’t find it cost effective soethey don’t.