The timing for such a rule couldn’t be better. In 2022 (the latest available data), borrowers doled out $130 billion in interest and fees on credit cards alone.

Wtf.

What sucks is after a decade, I finally got a credit card with a annual fee. I shopped around and needed a card for international travel since I was sick of paying foreign fees (they add up!). I did the math and it looks like it pays for itself.