Yep, I’m in the unlucky half. It’s good practice anyway, but now I keep my credit frozen at all three credit bureaus unless I’m submitting an application. Doesn’t stop all fraud, but stops most of the kind that can fuck up my credit.
Fuck, I’ve never even heard of those. This whole system is garbage, how am I supposed to know how to protect myself from fraud when these companies just somehow automatically have authority to let thieves steal my identity? At the very least we should have a centralized government agency that you can issue a blanket freeze with. Better would be an actual proper ID system.
Equifax leak. Half of Americans’ SSNs are on the dark web.
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Yep, I’m in the unlucky half. It’s good practice anyway, but now I keep my credit frozen at all three credit bureaus unless I’m submitting an application. Doesn’t stop all fraud, but stops most of the kind that can fuck up my credit.
You may also want to freeze Lexis Nexis and Innovis as well - they buy and sell your data as well
Fuck, I’ve never even heard of those. This whole system is garbage, how am I supposed to know how to protect myself from fraud when these companies just somehow automatically have authority to let thieves steal my identity? At the very least we should have a centralized government agency that you can issue a blanket freeze with. Better would be an actual proper ID system.
That’s only from one breach. I’d wager that at least 75% of our SSNs are out there since this is constantly happening.
I mean, it’s not like an SSN is secure at all. Add 1 to your SSN and that’s most likely a completely valid number for someone else
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I mean add as in “do math” - if it ends in a 2 add one and it’s a 3
Those never actually surfaced anywhere. General thought is that was probably a nation state that has no desire to sell them.