• credit crazy@lemmy.world
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    1 year ago

    Honestly I wonder how well these PTP payments would work in my home state considering how now one used them and phones are infomas for not working on top of a lot of places being cash only so I can only imagine how few places can even except g pay

    • Blackmist@feddit.uk
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      1 year ago

      Does it even use the mobile data for payment?

      The establishment taking payment needs to communicate with their merchant provider (otherwise they’d never get their money), but I’m not sure that the phone does. It’s similar to contactless cards, but uses a different floor limit so you don’t need to enter a PIN, as it’s assumed that if you’ve unlocked the phone then you’re authorised to make payments.

      • credit crazy@lemmy.world
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        1 year ago

        Isn’t moble data the stuff your phone uses too communicate like the main reason why people don’t use their phones outside in my home state is due to how there’s a lot of dead zones where it can’t communicate no calls, texts or Internet connection. When travailing the only thing your phone really can do is play angry birds and take pictures because the environment is basically forcing your phone to be on airplane mode

        • Blackmist@feddit.uk
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          1 year ago

          Yeah, if you’ve got no internet then you can’t do all the nice internet things.

          Pretty sure you’d need internet (wifi would do) to set up Apple/Google Pay on your phone, but I don’t think you need internet when out and about paying for things.

          Apple seem to have no problem with it.

          https://discussions.apple.com/thread/8204935

          Looks like the Google one needs to phone home every so often, but should work for “a limited number of transactions”. Whether that’s by value or by transaction count I don’t know. It certainly seems to be instant whenever I use it, which makes me think it doesn’t rely on internet access.

          https://support.google.com/wallet/thread/177978646/do-you-need-data-to-use-google-pay?hl=en

          • killeronthecorner@lemmy.world
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            1 year ago

            You’re correct. I’ve made payments with my phone and watch lots of times without any WiFi or data connection.

            Only the payment terminal needs to be connected.