Quitting jobs
Everyone has a job they don’t like and whenever someone complains about the job that they do, there’s always are going to be handfuls of people saying “QUIT UR JOB!” not really caring about whether it’ll benefit the complainer or not.
Quitting a job cold is one of the dumbest things you can do when you do not have any safety nets. No savings. No jobs lined up. Nothing planned. You are putting yourself back to a place of uncertainty and it’s not pleasant when that countdown starts. That countdown is tied to how much you have left to cover your expenses fully until you get another job and how long those expenses will pile up.
Because all it takes is one or two missed paychecks to upset your financial stability and the system you’ve made in how you pay for things.
For some people, unfortunately, quitting jobs is not as simple of an option. People are just jammed into where they are because their job market is poor or it’s highly competitive even when they went to college for that job.
“Don’t take that raise, it’ll put you in a higher tax bracket!”
Some people who don’t understand tax brackets actually believe this is good advice.
I’d say about 20% of people I encounter, including people in my immediate family, still believe this.
My uncle believes this and has made life decisions based on it … but has a financial advisor. So either that advisor sucks or he hasn’t actually discussed finances with them.