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I’ve seen them somewhat often in RPGs and related material. There’s those who are blind, frail, deaf, weak or lacking a skill to do something necessary. Even Basic D&D had notable penalties for rolling INT 3-5, being illiterate to start with.
NPCs in fantasy settings still have hinderances, and they’re expected. Maybe they can be neutralized by healing magic in D&D, or there may be equipment that works around them. The wrong part is shutting down the concept, as that’s contempt for the weak (technically a symptom of fascism.)
There’s allegedly 94 American automobile manufacturers, per Wikipedia. If there’s a disruption that would collapse all of them, that would be extremely serious - something which should be handled by making sure the industry is not at the whims of the economy.
The simplest quick-fix is having the company give partial ownership to the government in exchange for a bailout, and the alternatives involve arguing about what color to use on the bike shed.