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Joined 1 year ago
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Cake day: June 16th, 2023

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  • Their names are on the titles, they own the homes. Their banks - the mortgage lenders - hold a rights to a lien placed on the property, but they have no title to the property unless they enforce the terms of their lending contract in the event of default.

    The owners making 500k may very well be just a few months from foreclosure if they lose their job, but they likely have at least 20% (likely much more unless they bought at a premium two years ago) equity and can probably salvage at least half - even after fees - if they were to become “destitute” and undertook a regular sale of the property. 10% of a million dollars (or more), for most of the country, is still a healthy sum of money.




  • can’t fuck off from our responsibilities when we can’t be arsed with minimal consequences

    This might be the most (long term) depressing thing about adult life. Having a class for a semester or a year means that the mental overhead of a class builds up but, when you’re done, that demand is gone and you start over without baggage next term. Jobs build up that overhead, but it just never lets off, ever, unless you quit to take a new job. Switching (professional) jobs is similar to a semester/year end and - esp if you can swing a couple weeks in between - gives you that re-zeroing and that little honeymoon period at the beginning like the start of a class when you don’t have homework yet. The difference is that the switch often occurs on a scale of a decade, not a year.




  • I think it doesn’t go far enough. Straight up, no one should be permitted to create or transmit the likeness of anyone [prior to, say, 20 years following their death] without their explicit, written permission. Make the fine $1,000,000 or 10% of the offender’s net worth, whichever is greater; same penalty and corporate revocation for any corporation involved. Everyone involved from the prompt writer to the work-for-hire people should be liable for the full penalty. I can’t think of a valid, non-entertainment (parody/humor), reason for non-consensual impersonation - and using it for humor or parody is a slippery slope to propaganda weaponization. There is no baby in this tub of bathwater.



  • Based on videos from one of the major lava-themed entertainment venues who has been posting updates for two months, the “barriers” for Grindavik were barely started, with work only beginning some time after January 4th or 5th. The primary focus of the public work was in building the barriers to protect the regional power plant to the east of the fissures (and hot springs resort area just east and north the power plant). IIRC, those barriers took a month to construct.

    The subsurface dam/inclusion runs pretty much directly under Grindavik, so if an active eruption opens along the southern edge of the magma inclusion there will be no way to prevent damage to those houses adjacent.

    Disc: I’m neither a seismologist nor a volcanologist, but I’ve seen Journey to the Center of the Earth. Oh, and I was in Grindavik in October.



  • protect the interests of American drug companies abroad

    That’s a nice sentiment, but the drug companies are voluntarily selling internationally at lower prices. There’s no “protecting the interests” drone strike we can make when the big pharma is doing the rate setting itself (negotiating, true, but still a voluntary choice). The proper fix would be to mandate that any drug that had any Federal research may not be sold in the US for more than in any other part of the world and that fee may not exceed (make up a number) 10x the production cost, with distribution not allowed to exceed 50% of the cost of the retail price of the medication and delivery not to exceed 125% of commercial shipping rates.