Seriously, I’d like to know too. I’ve always thought that you got them and then you were done. But maybe that was counting on there not being a bunch of disease vectors walking around.

You guys are talking about different things.

Credit utilization of 0% doesn’t mean paying your cards off on time every month so you avoid interest. It means paying your cards off before the statement period even closes so nothing is reported to the credit agencies.

I do this. All my cards have a statement period ending on the 19th or 20th. Around the 17th every month I pre-pay so my statement is $0 on every card.

When I use a card after doing this and the charge goes through before the statement closes, my FICO score goes up (vantage doesn’t seem to do this).

For the last 18 months or so my FICO has been going up 22 points every time there is at least a little balance to report and down 22 points every time my credit utilization is 0.0%.

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It’s just a generic outdoor chair as common as a red Solo cup. The kind of chair many people have found themselves sitting in late into the evening shooting the shit, drinking, etc.

I was disappointed when this happened but now I’m glad I can’t find it anymore. I had become lazy, just putting it on everything. Now I have a variety of sauces I choose based on what I’m putting it on. There are a lot of good sauces out there. With proper pairing you might not miss Sriracha at all.

I’m not saying it doesn’t happen, but I’ve never heard of an employer that requires their 401k match to be invested in the company. Everywhere I or my wife has worked you could put it in any fund available with that 401k plan.

Vote and volunteer in local elections. I think most people would be surprised how few resources campaigns for state legislature have. You and a few friends can make a huge difference. Volunteer for the Dem (out of necessity) primary candidate that wants to replace ftp voting with ranked choice or another similar system, and show up to meetings regardless of election cycle to give input. It wouldn’t take much to get their resources up to the level of establishment candidates.

If a few good sized states could get this the others would get jealous about them having real choice and I believe it would start a snowball effect. It has to come from state legislatures though.

Hopefully the knowledge can affect their bottom line. Consumer sentiment affects spending habits. If people know they’re being gouged instead of just feeling like it, maybe they’ll curb their non-essential spending enough to put downward pressure on prices.

Maybe not, but it can’t hurt.

If you want to know how bad we’re being fucked, search for the PPI, the producer price index. CPI, the one we always hear about, is the measure of inflation to us, the consumer. The PPI is the measure of inflation to producers, what they pay for goods and services to produce the goods and services we buy.

The PPI has been back to “normal” for a while now. Pretty much as soon as the post COVID logistics issues were mostly ironed out. The difference between PPI and CPI changes is pure profit.

We don’t get daily articles on the PPI though, I wonder why.

Edit: tell people about PPI whenever you can, online or off, the more people know, the better. It’s easy enough to say inflation is just down to greed but being able to back it up by comparing two simple charts will help people really understand.

Shit. You just made me realize that since I left reddit I haven’t seen a single “despite…” comment. Thinking about how much casual bigotry like that I’m avoiding every day puts a smile on my face.

It’s not too heavy. That’s “premium feel and materials.”

You can’t get it in the boonies. I live in a city and my insurance, with an earthquake rider, is only a few hundred a month. My coworker lives in sparsely populated area (by the standards of this metro area) and his insurance costs a little over 7x as much, and continues to rise.

And it’s deserved too. These people move out there because they’re the type that want to “own land,” but then none of them maintain it. I’ll go over to his house for a party and be in the backyard and everywhere I look, his property and every property it touches, as soon as you go beyond the area immediately around the house that is actually used, the entire ground is covered by kindling. One dropped cigarette and his entire neighborhood is gone.

The Clone Wars might have started out for a younger audience (I would say more all ages, it wasn’t too kiddy) but it started to have episodes that were pretty heavy after a while. Also, the transformation from “snips” to who Ahsoka is now is one of the best examples of character growth I can think of. Back when it came out if you had told me that annoying little shit would become one of my favorite characters in the entire eu, I never would have believed it.

And on a general note, the eu has always had better stories than the movies anyway.

Now I want to see videos of bees trying to fly in microgravity. Maybe set it to yakety sax.

Shut the fuck up! Now Vader, he’s a spiritual brother, with the force and all that shit. Then this cracker Skywalker gets his hands on a lightsaber, and the boy decides he’s goinna run the fucking universe - gets a whole Klan of whites together, and they’re gonna bust up Vader’s 'hood - the Death Star. Now what the fuck do you call that?