If it is on the surface it needs to mix with humans. safety becomes a hard problem. run underground and your safety becomes the simple there is nobody there - if there was the power would have been cut and so the vehicles can’t move.
Insurance cannot bring a dead person back to life. It can give the heirs money, but that is not the same. On the surface humans will need to cross the roads and we don’t know how to do that safely. In tunnels humans will never need to cross these vehicles and thus it is much easier to not kill someone.
You can get insurance to cover whatever you want. Normally it isn’t cost effective to get insurance for small losses from a minor accident, but you can get it if you really want (you will need to see a specialty provider)
If it is on the surface it needs to mix with humans. safety becomes a hard problem. run underground and your safety becomes the simple there is nobody there - if there was the power would have been cut and so the vehicles can’t move.
deleted by creator
But nobody is there so insurance replaces the package and you dig a new tunnel.
deleted by creator
Insurance cannot bring a dead person back to life. It can give the heirs money, but that is not the same. On the surface humans will need to cross the roads and we don’t know how to do that safely. In tunnels humans will never need to cross these vehicles and thus it is much easier to not kill someone.
deleted by creator
Trams have drivers to hit the emergency stop.
You can get insurance to cover whatever you want. Normally it isn’t cost effective to get insurance for small losses from a minor accident, but you can get it if you really want (you will need to see a specialty provider)
deleted by creator
There are no automous trams. There are several automous metro systems.
you can get insurance for anything. That doesn’t mean anyone does. For nuclear they don’t find it cost effective soethey don’t.