I always assumed credit scores were an integral and historic part of the American financial system.
They were not, they are very recent，most of your parents didn’t have credit scores growing up, and as you can probably tell or at least intuit, it’s mostly just a b******* scheme for those with capital to accrue more capital by invading your privacy.
This is my point, thank you for sharing your story.
If you are injured, not lucky or born into less fortunate circumstances, this credit system will stop you from taking control of your life.