I’d place a lot less of the cause of credit scores on the Earth’s seasons than you, but this does make me wonder what the economic systems would look like on a habitable planet with no seasons, with year round stable temperatures/humidity/etc.
Herd behavior as a whole primarily comes about due to food scarcity strategies to improve security.
When groups of animals fight over food, they naturally form into larger groups to improve odds of success and then share the spoils.
In low scarcity scenarios typically you see herd behavior rarer and rarer, there’s little need to form a pack if you have all your needs already met, why bother?
I’d place a lot less of the cause of credit scores on the Earth’s seasons than you, but this does make me wonder what the economic systems would look like on a habitable planet with no seasons, with year round stable temperatures/humidity/etc.
Most of society as a whole is due to it.
Herd behavior as a whole primarily comes about due to food scarcity strategies to improve security.
When groups of animals fight over food, they naturally form into larger groups to improve odds of success and then share the spoils.
In low scarcity scenarios typically you see herd behavior rarer and rarer, there’s little need to form a pack if you have all your needs already met, why bother?