It’s outrageous. My employer pays around $1,200 per month for my insurance. I pay another $400 per month. Then I pay for all medical services until I’ve spent $6,000 - on service - monthly premium payments don’t count. Then insurance covers 80% of medical expenses after that. Unless we’re talking about my kids. I have to spend $16,000 out of pocket before insurance starts to pay for their stuff.
It’s outrageous. My employer pays around $1,200 per month for my insurance. I pay another $400 per month. Then I pay for all medical services until I’ve spent $6,000 - on service - monthly premium payments don’t count. Then insurance covers 80% of medical expenses after that. Unless we’re talking about my kids. I have to spend $16,000 out of pocket before insurance starts to pay for their stuff.