Insurance companies are going to do anything they can to reduce loss ratio, but… That is literally the plot of a John Grisham novel (pre-ACA, so it was a little more complicated than that, but still).
Maybe that’s not the model that real-life insurers should be copying.
Yes, but it’s much easier to claim ‘rigged’ after the fact when done electronically. Mail-in ballots are harder to push back on. This isn’t about voting, it’s about covertly excluding votes from certain groups of people. They just can’t say that part yet out loud.
You and me both.
Not too many years after that nightmare, I was perfectly capable of enjoying thru-hiking, carrrying exactly same weight anyone else would have been, moving at same speed on rough terrain, etc. Still couldn’t run a mile - or much shorter distances - in my wildest dreams. Didn’t matter, I was in exactly the shape I wanted to be in, for the things I cared about.
Can’t do it anymore, my body widely conspired against me in various ways, but glad I was capable of it and have the memories. If I had been able to run a mile, but not hike any distance with weight, I’d be alot less happy about what I had achieved at that point.
Cap One 360 checking - free, and offers single use cards. Think they regen on each usage,and can get the number etc easily in app.
Edit:missed “credit” card. Believe Cap One does same for their credit cards, not entirely sure tho. It’s becoming more common on credit, but def not “most” cards doing that yet
Thought they charged something to put $ on temp card, via EFT though I may well be wrong.
Don’t recall the org name I conflated w them anymore u fortunately.
And from where I sit, yeah they pay me to some degree - the acct costs me nothing, and it’s got a handful of the usual “edge case” insurance benefits and such most debit cards don’t.
Not real useful to me, admittedly, but I do receive something.
That, and they reliably post direct deposit exactly 48h early, plus or minus fifteen minutes. Ability to plan my life around when exactly my check will show up has value. Seems to be very much a “best effort” basis to post early w/ most banks.
Lots of that stuff is useful because of my individual habits and patterns of spending I’m sure, might well not be for you.
Will check out privacy, now I’m kind of curious if there is something even more friction free for my scenario.
Shame I stopped believing that BS from them circa winME…
Revolut does that, but far cheaper.
Seems like it would be a nightmare to purify. Perhaps useful for agricultural applications, but for drinking and household use…. Most water supplies don’t have e.g., human bodies floating in them.
Not a scientist, happy to be proven wrong here, but that’s my gut.
As others have pointed out - costs a few bucks annually,and requires beneficial ownership report (free IIRC).
Otherwise, it’s a tried and true tactic to pass businesses down through generations. An LLC vs. a corp vs a trust is a convo to have w/ lawyer barred in your state but the general premise is vaguely sane.
With ya. I smoke an odd brand that’s hard to get, in a state that (rightfully) taxes the shit out of them.
Still costs me an even C-note every two weeks, same as always. Have I cut back, probably. But mostly because I’ve started to face my own bullshit instead of expecting smoking to fix it for me.
I straight up enjoy my Kamel Reds, and while I don’t want to model that to the next generation, I’m the better part of thirty pack-years in.
I can either take the risk, or downright break all the other mental health progress I’ve made. Since I have a wife and some folks I care deeply about in my life, imma go with the mental health.
For unrelated reasons, I once was an unmitigated SOB in any interaction. On the rare chances I’ve been in hospital, I’ve been miserable.
Right or wrong, I prefer to communicate with people rather than attack them, and quitting now would not help that.
RJR can have my money, they won’t get the next genration’s money. We have dispensaries, video gaming, and casinos on every corner in my state. My choice of vice could be far worse, and I’m kind of grateful that I settled on smokes, and not gambling.
This is fucking horrifying.
Or, try limiting one’s actions such that they match the average American’s level of criminality, and just don’t be a fascist dictator asshole aiming to deport the people who produce food and… Yeah.
I met someone I thought I’d marry there in the exact same way around '99.
That feature was powerful, and now we just can’t be bothered because scammers and blah blah.
Are you seeing a family doctor, or a sleep specialist? You want the latter, and a sleep study.
The classes of drugs that might help are imperfect at best, I’d be partial to a benzo before e.g., Ambien or related, given the inherent risks of sleepwalking and worse with those drugs.
They’re not even a ‘carrier’, per se - just an MVNO reselling ATT and TMO. So a large chunk of the money goes back to the real carriers, i.e., the companies that conservatives are overpaying to avoid supporting.
That’s pretty much exactly it.
As part of a much larger project that was all-in on Java to begin with, I’ve used Tomcat to serve pages and PDFs/office doc formats rendered based on a postgres backend and FreeMarker templates.
For these purposes, you don’t want that level of complexity (or Java) but the general premise and template libs should be available in nearly any sane web programming language.
She’s fallen off my feed, unfortunately. Pardon me while I go enable notifications.
There was a time when paperwork and such was defensible.
Now, if carriers had a lick of sense, they’d realize that forms are dirt cheap online; and that it’s drastically less expensive just to pay the claim vs fighting it.
They don’t, of course, because mergers and sole-source pharmacies for “scary” meds, but that’s neither here nor there.
Whole idea of PBMs is wrong, offensive, and has set back my care. Know who should manage my pharmacy benefits, my fucking doctor. Full stop.
Haven’t seen RTFM casually dropped in conversation online in… um… a while…
You’ve been hanging out on the intartoobz at least as long as I have. Circa the paleolithic era, or so…